I feel like going here today. I am sick of not talking about the one thing everyone needs and wants - MONEYYYYYY!!!!
In 2017, I made the vow to work on more meaningful relationships. One of the relationships that needs a considerable amount of work is my relationship with money. Yes, money. I don't think my relationship with money has reached critical levels, but it is definitely not the best. I had not had a real heart to heart with my money in quite sometime and it was way past time to do so.
I've written about money on the site before and how I didn't learn about personal finance growing up. However, I can't keep using that as an excuse. Time to get my whole entire life together and stop faking. My word for the year is "discipline." It will definetely take some discipline to get my finances back in tip top shape. Yes I do help out family members, but it is time to get a bit more selfish with my dollars and cents.
In a SunTrust survey of households earning $75,000 or more in 2015, nearly a third reported living paycheck-to-paycheck at least part of the time last year. Among high earning millennials that number soared to 71%. SEVENTY-ONE PERCENT! WHEW! I am not surprised, many people I know myself included, are carrying high student loan balances, mortgages and high ass cable bills to Comcast. LMAO, but seriously the cable bill is too high!
It's overwhelming trying to do it all -- save for retirement, pay off student loans, keep credit card usage low, save for a rainy day, all while continuing to live. Living is so important to me, because you never know the moment when you are done. NEVER!
So how does one do the balancing act of juggling all the components of their money in a responsible way? I am not sure, but I am definetely going to take a more proactive approach to stop the shit from hitting the fan! So in being disciplined with my finances, I have to stop justifying purchases by saying "Well at least my bills are paid," or "I've spent $30 on worse." Time to change my behavior with money and to be a bit more intentional with the coins.
Have you had a conversation with yourself about your money? What made you want to take control of you dollars and cents to avoid the shit hitting the fan? Talk to me...
Boonie
